Aflac Car Insurance

Almost everyone knows the adorable little duck from the Aflac commercials. The famous duck can do everything from the box to cut hair. This mascot of Aflac insurance is not only popular in the United States, but around the world. In fact, in Japan the duck it a cultural phenom, that Japanese consumers cannot get enough of. The cute little creature has helped the insurer grow into one of the largest carriers in Japan, in just a few short decades. A lot of people wonder about Aflac car insurance and how to get it.

Let’s go over this specialty insurer in-depth and also show you how to save more on your auto policy. The main thing people get confused about and often ask is whether or not Aflac sells auto insurance coverage.

Does Aflac Sell Car Insurance?

Not many insurers are so popular they have their social following, including a YouTube.com channel. Most people automatically assume Aflac sells auto insurance policies. They go on the companies main website, however, and don’t see any quote options for automobile insurance. They are mystified as to why they cannot get quoted. They go online and ask, does Aflac sell car insurance?

The truth is Aflac insurance does not sell private auto insurance at all. They are into a unique market segment known as private disability insurance, and they underwrite billions of dollars in polices each year, around the globe. You cannon go on Aflac’s website and obtain a quote for car insurance.

Even though you cannot buy an Aflac auto insurance policy through the large multi-national carrier, you can get insured with supplemental plans that cover vehicle policies. So in an indirect way Aflac does have automobile insurance, but by offering disability coverage that becomes active if a person is disabled and cannot work as a result of a particular vehicular accident. These are referred to as supplemental car insurance coverage products, that are included within the disability policy you buy from Aflac. You cannot but Aflac automobile insurance direct, like you can at Geico or All-State insured for less at good to go auto insurance online or over the phone today.

Aflac Insurance Supplements Your Current Auto Coverage

Aflac has what’s called a rider insurance option. It is offered on several car insurance plans, which cover medical-related costs. In addition, it provides a recurring income. This rider option is more costly and not all auto insurers sell it.

Let’s face it; car accidents are extremely stressful events. They are often accompanied by physical injuries and missed employment. In addition to lost wages, many victims of vehicle crashes are stuck with costly medical expenses. This can break families financially, even those that have a nice amount of savings. Aflac vehicle insurance will supplement your existing policy and provide added protection that you might need after an auto accident. This coverage will pay for a variety of things, including:

* Short-term Lost Wages
* Extended Hospital Stays
* Dentist Visits
* Ambulance Service Costs
* Emergency Room and Intensive Care Hospital Costs

Aflac Automobile Insurance Claims

Aflac has a great reputation for paying out claims in full and also on time. Clients that have an Aflac car insurance policy will have their claims paid directly to them, not any third party healthcare company. This gets much needed financial assistance in the hands of those that need the money the most, the policyholders that have filed a valid claim and are injured.

In some situations, where there is great bodily harm, the spouse may get immediate financial benefits to help with expenses. One of the reasons why Aflac Insurance has grown so fast have they put the customer first and give such outstanding claim service. To compare auto insurance quotes, enter your zip code to get started.

Disability Insurance from Aflac

Aflac is different from most insurers because the firm does not offer standard auto, home, and health insurance coverage. The global carrier offers disability insurance to individuals, companies, and non-profit entities all over the world. Their main product is medical and disability ins policies. This coverage provides financial compensation to customers, in the event, they are injured on the job and lose income as a result. Medical costs are also covered up to the policy limits on most plans.

Most Aflac insurance plans are sold in what’s called group coverage. Typically a company will buy a group policy for the employees as a benefit and security. If an employee is incapacitated and cannot work, due to an on the job site injury, then an Aflac claim can be filed over the phone or on the companies website. For people that are living month to month on a fixed budget, this can be a huge financial lifeline. Many people would surely go bankrupt after injuries if they did not have Aflac disability insurance to protect them.

Lost of persons connect the Aflac duck to the Geico gecko and think that they are competitors in the auto insurance market. Maybe someday the firm will offer direct vehicle coverage, but for now, they are extremely satisfied with their disability and medical lines. To get cheap auto ins quotes and save more of your money, visit goodtogo online, and take advantage of direct rates.

Does Aflac Sell Healthcare Plans Online?

Just like with automobile ins, many people falsely believe Aflac health insurance can be purchased. The company does not have an active private health ins offering to the public. What confuses many people is Aflac disability insurance is often sold in conjunction with a health insurance plan.

The company does not offer individual healthcare insurance policies.
Most insurance brokers and agents will often advise clients to purchase Aflac disability insurance after they have bought their healthcare coverage. Often times, you will not be allowed to buy a policy from Aflac until you have an active health ins policy. Many people buy Aflac supplemental care, which is cheaper and has extended benefits that other competitors in the disability market cannot match.

Now that you are familiar with Aflac auto insurance and how it supplements medical policies, get a full auto quote online. In about five minutes you can compare up to 10 rates and save hundreds online. Get the savings you need today.