Free Auto Insurance Quotes

Before buying car insurance, you should research the type and amount of coverage you need. Once you know the exact kind of policy that fits your needs, you can compare free auto insurance quotes online. 

Free auto insurance quotes mean that they are free and come with no obligation to buy a policy. Start comparison shopping rates now. Numerous sites on the web, like Good to Go Insurance, will give you up to 10 quotes sent directly to your email. Get started by entering your zip code.

Choose the Best Coverage

Choosing the right auto insurance and limits can be confusing for many people. There are many terms; it can often feel like a foreign language. This is where education and informing yourself can help out. Check out information resources on sites like GoodtoGoInsurance and see what type best fits your needs. 

You can review several quotes if you’ve done your research and know the exact type of policy you want. Sometimes the best rates are from smaller carriers, but other quotes from national companies might have the lowest rate. You get quotes from national providers like Progressive and State Farm and regional insurers like Good to Go Insurance. 

A quotation will give you a reasonably accurate estimate of the total price you will pay to insure your vehicle. Even though you may be quoted a specific price, it is subject to change until you lock in that rate.

Why Can Insurance Rates Change?

Insurers are constantly changing their rates, so don’t be surprised if you get a cheaper quote one week and a higher quoted price a month later. 

One reason your automobile insurance rates might fluctuate is inaccurate information. For example, if you have poor credit but put down “great credit” on your form, you might get an adjusted auto quotation when the insurer finds out your actual score. If you put down on the insurance quote application, you are a homeowner to try and get cheaper rates, and in reality, you rent; you could be charged higher rates once your profile is examined. 

Always tell the truth on the auto insurance quote form to make the process go fast and smoothly. If you repeatedly lie, such as putting down a false address or other inaccurate info, insurers might not cover you. In the insurer’s eyes, a person that lies on a quote form might lie filing a claim. 

How long does it take to Get an Auto Insurance Quote?

Almost all Insurers have made the quote process as simple as possible, with easy-to-use scroll-down menus. In most cases, it only takes a few seconds to find your vehicle or current insurer on the form. Most online automobile insurance quotes will take 8 minutes or less to complete. 

The important thing is always to give accurate information when filling out an automobile quote application. If you have all your information and are a fast typer, you could complete your car insurance quote in four minutes or less. Some sites like Esurance.com claim a faster-quoting process that takes just 7.5 minutes. If you are slow at typing or prone to making typo errors, it might take up to 10 minutes to complete an insurance application. Here are a few things you will need to fill out your car ins form:

1. Your current address, including zip code
2. Your license
3. The make, model of your vehicle, and vehicle identification model or VIN
4. The names of all other drivers who will be added to the policy
5. Your social security number
6. Are you a Homeowner or a Renter?
7. The Coverage type and policy limits

It will also be helpful to have your credit score ready while filling out your quote. This is because car insurance companies are placing more emphasis on credit as a way of measuring risk. If your credit score is below 650, you could pay 20% or more for coverage. If you do not know your credit score, give a reasonable estimate because the insurers will run your credit anyway and find out what it is.

Getting Auto Insurance Quotes with Agents and Brokers

Many people prefer the one-on-one customer service attention of insurance agents and brokers. These skilled professionals will enter your information and quickly tell you how much your rates will be. You may be surprised how fast car insurance quotes can be given out over the phone. Many agents can offer you an accurate price in 10 minutes or less. After all, a big part of their job is giving people hourly rates. 

One of the negatives people experience with agents is that they are not always available. You can get quoted anytime online. You might want a quote before work at 5 AM or late at night. All you need is an internet connection and a smartphone. 

Sometimes an agent will call a prospective customer back hours or even days later. It is best to go online and secure multiple rates, to get a faster car insurance quote. This way, you can compare the best prices from the top online companies for the coverage you want to get. Start comparing rates now with a free online quote.

Get at least 5 Free Auto Insurance Quotes

In today’s fast-paced world, some people don’t spend the appropriate time making critical financial decisions. Some people purchase a policy with the first quote they get when buying automobile insurance. While getting lucky and getting the lowest rate with your first quote is possible, you are never sure. 

Shop online now for fast auto insurance quotes. It’s wise to get at least five insurance quotes and select the coverage, price, and company you feel deserves your business. Get multiple quotes in under 5 minutes and qualify for online discounts that save you more.