Look Insurance Michigan Review: Affordable Non-Standard Auto Coverage

Founded in 1989 in Canton, Michigan, Look Insurance is a leading insurance agency specializing in non-standard auto insurance for high-risk drivers. Headquartered in Monroe, Michigan, Look operates 31 franchised agencies across the state, serving both urban and rural areas. Known for competitive rates and personalized service, Look helps drivers with DUIs, bad credit, or other infractions secure affordable coverage. This review explores Look’s offerings, history, and how to get a quote.

Look Insurance Overview

Look Insurance focuses on non-standard auto insurance, catering to drivers rejected by traditional carriers due to high-risk profiles. With over 1 million policies written in three decades, Look has become one of Michigan’s largest insurance agencies. Its 31 locations ensure statewide accessibility, and its customer-centric approach emphasizes one-on-one service. Compare rates with Michigan insurance quotes.

History of Look Insurance

In the late 1980s, Look identified a gap in Michigan’s insurance market: high-risk drivers struggled to find affordable coverage. Alternatives like the Michigan Automobile Insurance Placement Facility (MAIPF) or the POOL initiative were costly. Look filled this gap by offering non-standard policies at lower rates, expanding from its Canton roots to cover nearly every metro area in Michigan. Today, it’s a trusted name for drivers needing high-risk coverage.

Non-Standard Auto Insurance

Non-standard insurance targets drivers with serious driving infractions, including:

• DUI convictions
• Reckless driving
• Multiple distracted driving tickets
• Several at-fault accidents
• Auto insurance fraud charges
• Poor credit

Look’s agents assess each client’s driving profile to find policies that fit their budget, often at rates significantly lower than competitors. Non-standard premiums can be double standard policies, but Look partners with top carriers to minimize costs, sometimes as low as $100/month. Learn about credit-friendly insurance options.

Types of Coverage

Liability Insurance

Look’s basic liability coverage, starting at $59/month for low-risk drivers, is ideal for older, depreciated vehicles (worth under $10,000). High-risk drivers pay more, but Look ensures competitive pricing. Liability covers damages to others in at-fault accidents, meeting Michigan’s minimum requirements.

Comprehensive Insurance

For newer, leased, or financed vehicles, comprehensive coverage is often required. It protects against accidents, theft, and vandalism. While pricier for high-risk drivers, Look negotiates affordable rates with carriers. Explore full coverage plans.

Motorcycle Insurance

Look offers some of Michigan’s lowest motorcycle insurance rates, covering casual riders and daily commuters alike. Whether you own a small bike or a Harley-Davidson, Look provides tailored policies. Get a quote via online quote tools.

Customer Success Stories

Look’s personalized approach has helped thousands save. A Detroit driver with a DUI saved $700 annually by switching to a Look liability policy. A Kalamazoo family with multiple at-fault accidents secured comprehensive coverage for $120/month, $400 less than their previous insurer. A Lansing motorcyclist cut costs by $250/year with a tailored plan. These stories highlight Look’s ability to deliver affordable solutions for high-risk drivers. Compare with regional rates.

Why Choose Look Insurance?

Look stands out for its:

• Specialization: Expertise in non-standard insurance for high-risk drivers.
• Affordability: Competitive rates, even for DUIs or bad credit.
• Accessibility: 31 locations across Michigan for in-person service.
• Customer Service: One-on-one support from experienced agents.

Discover savings with flexible payment plans.

Website Features

The Look Insurance website (Look-Insurance.com) offers:

• Free quotes in ~5 minutes
• Directory of 31 agency locations
• Online bill payments
• Franchise opportunity details

Users can request auto or motorcycle quotes online or by phone. Start by entering your zip code at Look’s quote platform.

Contact Information

Look Insurance Headquarters
1046 North Telegraph Road
Monroe, MI 48162
Toll-Free: (888) 566-5467
Phone: (734) 457-5665
Fax: (734) 457-0248
Email: LookIns@Yahoo.com
Hours: Monday–Friday, 9:30 AM–5:00 PM

Agency Locations

Look operates 31 agencies in Michigan, including:

• Adrian
• Belleville
• Benton Harbor
• Dearborn Heights
• Detroit Southwest
• Farmington Hills
• Gaylord
• Kalamazoo
• Lansing South
• Roseville
• Taylor North
• Wyandotte
• Ypsilanti East

Find a local office via Look’s agency directory.

Frequently Asked Questions (FAQs)

What is Look Insurance?

Look Insurance is a Michigan-based agency specializing in non-standard auto and motorcycle insurance for high-risk drivers.

Drivers with DUIs, reckless driving, multiple accidents, or bad credit often require non-standard policies. Learn about high-risk coverage.

How much does Look Insurance cost?

Liability starts at $59/month for low-risk drivers, but high-risk policies vary. Comprehensive coverage is pricier but affordable through Look’s carrier network.

Yes, quotes take ~5 minutes on Look’s website or via online tools.

Look operates exclusively in Michigan, with 31 agencies statewide. Find agents at local branches.

Secure affordable coverage with Look Insurance! Enter your zip code to compare Michigan insurance rates today.