Pretected Insurance Review

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Pretected Insurance Review 

Pretected Insurance was founded in 2018 with the idea that consumers should get matched with the best policy for the coverage they need at the lowest available rates. The idea came to the founder after he struggled to find the right policy at the best rates. He thought shopping for auto insurance in the internet age should be a simple process. So, he decided to solve the problem himself and created the Pretected Insurance platform. 

Pretected Insurance Review

How Pretected Insurance Works 

The Pretected marketplace uses the latest in both artificial intelligence and big data to scour over 100 insurance partners to find a perfect match for the consumer’s coverage needs. In short, it allows a consumer to find the cheapest rates for the coverage needed.

For example, someone that commuted 60 miles a day to and from work in a new and expensive SUV that also has a large family to protect has different coverage needs than a college student that has an 18-year-old Camry gotten from grandma and rarely drives it.

This is where the savings come in. Pretected advanced A.I. will take your coverage needs and find the best solution for you. Best of all, it’s totally free. 

Lines Covered

Currently, Pretected covers the following insurance lines: 

  • Auto
  • Home
  • Life
  • Health 

The most popular line by far is auto insurance. Pretected has a three-step quote process:

  • Enter information about your vehicle and yourself to create a unique profile.
  • Pretected will then match your coverage needs with the top carriers’ best rates.
  • Compare side by side rates and decide if you want to buy. There is no obligation, and the quotes are totally free.

Perry – the Artificial Intelligence Insurance Agent

One of the first things you will notice on the site is “Perry,” the so-called insurance helper. Perry is a cartoon turtle that assists you along the way as you get and compare quotes. Perry uses deep data and A.I. to comb through thousands of varying policy choices to come up with a tailer plan customized just for you.

Perry’s goal is not only to get you better coverage but to save you hundreds off your auto insurance. Many consumers can save over $500 with Pretected.

One of the cool things about Pretected is the time it saves. We are not talking minutes or hours; it saves days of hassle. You don’t need to spend hours calling up agents and brokers and wasting your precious time getting quotes over and over again for coverage that might not be the best suited for your needs.

Pretected marketplace does all the hard work in just a few minutes. All you need is about five minutes and an internet connection. You can use your smartphone or any device connected to the web to get quoted. To compare rates, enter your zip code to get started. 

Personal Auto Insurance Quotes

People are educating themselves more than ever due to access to information online. However, some don’t know what type of auto insurance to get, let alone limit amounts, and whether they should buy added coverage like roadside assistance. This is where Pretected will help you find the optimum auto insurance tailor-made just for you.

It will help you select the coverage amounts that will adequately protect you. It only takes about five minutes, and the virtual agent “Perry” is there to assist you the entire time. Artificial intelligence matching saves you the hassle of calling or getting quoted by dozens of insurers.

The ability to get the right coverage from the right insurer at the lowest price is proving a big hit with consumers. In short, we found that Pretected car insurance does hours of work in about five minutes. They also don’t ask for your driver’s license number or social security information. It is a big plus for consumers that want to protect that private information.

Available Discounts

  • Multi-Vehicle
  • Safe Driver
  • Low Mileage 
  • Enhanced Safety Features (Antilock brakes & Airbags) 
  • Homeowner
  • Bundling Home and Auto Insurance
  • Senior
  • Students (GPA 3.0 or Higher) 
  • Education – College or Advanced Degree
  • Electric Vehicle
  • Group Discounts for Companies, Unions, etc.

Pretected Insurance Quotes

We profiled a 2016 Hyundai Santa Fe with comprehensive Coverage in Las Vegas, NV. With the current insurer Nationwide, the cost is $171 per month. After a short four-minute application, we received a quote from Pretected of $142 a month, a savings of $348 per year. It was a smooth process, and there was never any agent that called and tried to upsell us with added coverage or other items. The full quote took around 4 minutes.  

Pretected Insurance Website 

The website is straightforward to use, and the quote process is fast. We filled out an application in about three minutes, and the quotes came back right away. The site also has the friendly turtle Perry that helps you along the way. Many people that are unsure about the coverage they need will find it helpful. On the homepage, there are four options for auto, home, health, and life insurance. If you get confused or need assistance over the phone, you can call a toll-free number. 

The site also has a helpful blog about many topics relating to auto insurance and a glossary of insurance terms to help consumers better educate themselves. To compare quotes in minutes, get started by entering your zip code. If you prefer to call to get a quote, then use the toll-free number.


If you are looking for an auto insurance marketplace that matches consumers with the best rates for the coverage they need, then Pretected Insurance Company can likely save you hundreds. Many people save $500 or more. The quote process is fast and simple, and there are no unwanted sales calls. If you are shopping for new car insurance, then make one of your stops Pretected insurance before buying a policy.