Kemper Roadside Assistance
Company Trusted For Over 25+ Years*
One of the best coverage options to consider adding to your policy is Kemper Roadside Assistance. Kemper Insurance has roadside assistance plans that cover just about anything that could happen to your car, like a flat tire, a dead battery, or getting locked out.
Let’s face it, having a reliable roadside assistance plan can make a world of difference in the event you unexpectedly break down and need help. Kemper Roadside Assistance offers affordable plans that give drivers peace of mind out on the road.
In this guide, we’ll explore everything you need to know about Kemper Roadside Assistance, including its costs and plans, along with the pros and cons. Then, we’ll compare it with similar services offered by other insurance providers so you can make an informed decision if it’s right for you.
An Overview Of Kemper Roadside Assistance
Kemper Roadside Assistance is a service offered to policyholders of Kemper Insurance. Designed to help drivers facing unexpected vehicle troubles, this program offers a range of services, from towing to emergency fuel delivery. Whether you’ve locked your keys in the car or have a dead battery, Kemper’s roadside assistance is designed to get you back on the road quickly and safely.
Services Offered by Kemper Roadside Assistance
Kemper Roadside Assistance provides a variety of services to meet the diverse needs of drivers. Here are the key services included in the program:
- Towing Services: If your vehicle is not drivable, Kemper will arrange for towing to the nearest repair shop or another location of your choice.
- Battery Jump Start: A dead battery is one of the most common roadside issues. Kemper provides jump-start services to help you get moving again.
- Flat Tire Assistance: If you have a flat tire, Kemper can dispatch a technician to change it with your spare or tow your vehicle if necessary.
- Lockout Service: Locked your keys inside your car? Kemper will send a locksmith to help you regain access.
- Fuel Delivery: If you run out of fuel, Kemper provides emergency fuel delivery to get you to the nearest gas station.
- Winching Service: If your vehicle is stuck in mud, sand, or snow, Kemper can dispatch a service vehicle to help free your car.
Kemper Roadside Assistance Costs and Plans
The cost of Kemper Roadside Assistance typically depends on the type of insurance policy you have and the specific coverage options you choose. Kemper offers this service as an optional add-on, meaning you can include it in your auto insurance policy for an additional fee.
The Basic Plan
Includes essential services such as towing, battery jump-starts, and lockout assistance. This plan is ideal for drivers who want minimal coverage for occasional issues.
The Enhanced Plan
Offers all the services of the Basic Plan but with higher coverage limits for towing and additional benefits like trip interruption coverage. This plan is suited for drivers who travel frequently or want more comprehensive protection.
The average cost for Kemper Roadside Assistance ranges from $10 to $30 per year, depending on the level of coverage and your specific policy.
The Pros and Cons of Kemper Roadside Assistance
Pros:
- Affordable Pricing: Compared to standalone roadside assistance programs, Kemper offers competitive pricing, especially when bundled with an auto insurance policy.
- Comprehensive Coverage: Kemper covers a wide range of common roadside emergencies, ensuring you’re well-protected in various scenarios.
- Nationwide Service Network: With a vast network of service providers across the United States, Kemper can assist you almost anywhere you travel.
- Convenience of Bundling: Adding roadside assistance to your existing Kemper auto insurance policy is simple and convenient, eliminating the need for separate subscriptions.
- 24/7 Availability: Kemper’s roadside assistance is available 24 hours a day, 7 days a week, ensuring you can get help whenever you need it.
Cons:
- Limited Towing Distance on Basic Plans: The Basic Plan may have restrictions on the towing distance, which could result in additional out-of-pocket expenses if your preferred repair shop is far away.
- Service Availability in Remote Areas: While Kemper has a broad service network, response times can vary in remote or rural locations.
- Coverage Limitations: Some services, like fuel delivery, may be limited to a certain number of occurrences per year or may come with additional charges for the fuel itself.
- All Plans Require Kemper Auto Insurance: Kemper Roadside Assistance is only available to those who have an auto insurance policy with Kemper. This can be a drawback for drivers who want to access the service without switching insurers.
How Kemper Compares to Other Roadside Assistance Programs
When evaluating Kemper Roadside Assistance, it’s helpful to compare it with similar services offered by other insurance providers. Here’s a look at how Kemper stacks up against some of the competition:
| Service Provider | Description |
|---|---|
| AAA | AAA is one of the most well-known names in roadside assistance. Unlike Kemper, AAA offers its services as a standalone membership, which means you don’t need an auto insurance policy with them to enroll. AAA also provides additional benefits like travel discounts and trip planning. However, their membership fees tend to be higher, ranging from $60 to $120 annually. |
| Geico Roadside Assistance | Geico offers a similar range of services at a comparable cost, with roadside assistance typically costing about $14 a year as an add-on. One advantage Geico has is its mobile app, which makes it easy to request assistance and track your service in real time. However, Kemper’s enhanced plans may offer higher coverage limits for towing and trip interruption. |
| Allstate Motor Club | Allstate provides a standalone roadside assistance program called Allstate Motor Club, which offers robust benefits including trip interruption coverage and higher towing limits. Their pricing is slightly higher than Kemper’s, starting at around $25 annually for basic plans. Kemper may appeal more to those who prefer bundling services with their existing auto insurance. |
| Progressive Roadside Assistance | Progressive’s roadside assistance is available as an add-on to their auto insurance policies, much like Kemper. Both offer similar services, but Progressive’s pricing starts slightly lower. Progressive also provides mobile tracking for service requests, a feature that enhances the customer experience. |
| State Farm Emergency Roadside Assistance | State Farm’s roadside assistance add-on is known for its affordability, costing about $7 to $10 annually. However, the services offered under this plan are more basic, with fewer additional benefits compared to Kemper’s enhanced plan. |
Who Should Consider Getting Kemper Roadside Assistance Coverage?
Kemper Roadside Assistance is ideal for drivers who:
- Already have a Kemper auto insurance policy and want to enhance their coverage.
- Are looking for affordable and comprehensive roadside assistance as part of their insurance bundle.
- Travel frequently and want peace of mind knowing they have access to help anytime, anywhere.
For drivers who prefer standalone roadside assistance services or need more extensive benefits, exploring other providers like AAA or Allstate Motor Club may be a better fit.
Tips for Choosing the Right Roadside Assistance Plan
Selecting the right roadside assistance plan depends on your driving habits, the type of coverage you need, and your budget. Here are a few tips to help you decide:
- Assess Your Needs: Consider how often you drive, the distances you typically travel, and the age and condition of your vehicle.
- Compare Costs and Benefits: Look at the cost of adding roadside assistance to your auto insurance policy versus purchasing a standalone plan.
- Check Coverage Limits: Review the limits on services like towing distance, fuel delivery, and the number of service calls allowed per year.
- Evaluate Provider Networks: Ensure the provider has a robust network of service providers in the areas you frequently travel.
- Read Customer Reviews: Customer feedback can provide insight into response times and overall satisfaction with the service.
The Final Word On Kemper Roadside Assistance
Kemper Roadside Assistance offers a reliable and affordable option for drivers seeking protection from common roadside emergencies. With its comprehensive range of services, nationwide network, and 24/7 availability, Kemper provides peace of mind for policyholders.
While it may not be the best fit for everyone, especially those looking for standalone options, it remains a strong contender in the roadside assistance market. Compare roadside assistance programs online in minutes. Get up to ten custom car insurance quotes that include roadside assistance and save hundreds.