Cheapest Car to Insure

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Cheapest Car to Insure

If you are looking to get cheap auto insurance, you should learn what is the cheapest car to insure. You might be surprised at the automobile brand that delivers the lowest average premiums. 

As reported by Forbes and other prominent publications, the 2016 Jeep Wrangler Sport has the lowest average annual insurance premiums in the United States. It came in as the cheapest car to insure last year after several online research groups conducted studies. The Forbes study was based on a 40-year-old driver with a short commute of only 12 overall miles per day. 


The Jeep Wrangler Sport is possibly the Cheapest Car to Insure 

Not only do buyers get one of the funniest vehicles to drive around, but they get very cheap car insurance with it. The yearly premium for the Jeep Wrangler Sport averaged about $1,135, which puts the monthly insurance cost lower than $100 per month. For a new car that is fun to drive, this bonus puts a smile on Wrangler owners. 

For prospective buyers on the fence or who are seriously considering buying a Jeep Wrangler sport, these low rates might be the thing that pushes them to the dotted sales line. The state with the best rates for the 2015 Wrangler was Maine, at only around $700 a year. That is less than $60 monthly to get a new Jeep vehicle insured. That is a great deal for consumers who have seen insurance rates escalate in recent years. 

So why is Jeep automobile insurance so inexpensive? The answer might surprise you. According to experts, the design of the engine plays a significant role. Jeeps engines are cheaper to repair than many other SUVs and can be easily customized. Brands like the Jeep Patriot also scored well in the low-cost insurance department, making the top 10 list of cheap automobiles to insure.

Jeep Vehicles are Safer than Most other Vehicles 

For the most part, Jeep vehicles keep occupants safer than most other vehicles and prevent deaths in many accident situations. These vehicles also perform well in severe accidents and have low driver mortality rates. When a vehicle holds up well during a crash and keeps its occupants alive, insurers will lower the premiums charged. Get a free quote online with GoodtoGoInsurance and bear out that you own the cheapest car to insure. Lower your premiums in about five minutes or less.

Many people are curious about the safety of off-road vehicles and the injury potential when an accident occurs. Automobiles are like guns; for the most part, they are left to the user’s behavior. 

A Jeep can be dangerous if it is driven recklessly and put through maneuvers for which it was not designed. However, it is also totally safe in the hands of a responsible owner that respects the vehicle’s limits. Driving at extreme speeds and turning sharply at extreme angles can lead to rollover crashes and even death toJeep drivers and passengers, so be a responsible owner.

Jeep Invented the SUV Market 

The cool thing about the Jeep is it has inherent safety features like a strong frame and dual airbags. It also can be driven on just about any type of terrain, from snow to sand, which makes it safer than virtually any other small car. Jeeps, like all vehicles, have their limits and need to be driven with care. 

On the other hand, have fun with your Jeep because that is what it was designed for. Jeep basically invented the SUV market and had been around since the 1940s. For decades, the manufacturer of these traditional automobiles, American Motors, promoted them as a symbol of liberty, adventure, and freedom. 

If you are a Jeep owner, get off the beaten path and do some four-wheeling from time to time and see how fun Jeeps can be. With lower insurance coverage costs, go out exploring more often, hit the open or off-road, and be adventurous.

Tips for Getting Cheaper Jeep Wrangler Rates

So you want to get even cheaper ins for your new Jeep? Here are a few tips that can save you more.

1. Bundle all your Vehicles Together

Insurance companies will give you discounts of about 10% just by insuring all your automobiles with them. It also cuts down on extra bills for you and makes life just a little easier. You can also bundle your home and vehicles together and save quite a bit. Bundled rates are almost always cheaper than getting separate policies from different insurers.

2. Bundle Auto and Home Insurance 

If you are both a homeowner and have a vehicle, get a bundled policy and save about 10%

3. Improve Your Credit Rating

If you want to get lower car insurance costs, then boost your credit score. Insurance carriers are placing more emphasis on a person’s credit rating now when calculating premiums. Your rates will fall quite a bit if your credit score is above 650.

4. Get all the Car Insurance Discounts You Can 

Almost everyone will qualify for one or more auto insurance discounts. Even the youngest customers can find the cheapest car to insure for teenagers. Taking advantage of several discounts can save a driver hundreds per year. Common discounts include:

  • Safe Driver 
  • Good Student (Must have a 3.0 GPA or Higher) 
  • Senior Citizen Discount
  • Garaged Parked Discount
  • Low Mileage Discount (you can save a lot if you drive less than 800 miles monthly) 
  • Telematics Discount (By placing a device that monitors your driving, safe motorists can save 20% and more off their premiums)

Shop for Cheap Auto Insurance Online with Direct Providers

It is no secret that the web is the best place to compare auto insurance rates. In about five minutes, you can compare up to ten side-by-side rates from leading providers. Almost everyone has access to the internet, and you can even shop for quotes by using your cellphone. There’s just no excuse these days for not getting online and checking auto insurance rates at least once a year. 

Now that you know the cheapest car to insure, how about getting a free online insurance quote? Save more on the type of coverage you need. Direct providers like Good to Go Insurance can usually save you 15-25% off a traditional agent or broker.