Senior Citizen Car Insurance

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There are some advantages to getting older, like all the discounts you can take advantage of. Every industry has specials for those over 50, and auto insurance is no different. If you are in this age group, you can qualify for cheap senior citizen car insurance rates. If you have an excellent driving record, you can get some of the best prices because insurers will reward you for your decades of driving experience. You can snub those young, under-25 drivers who think they own the road but pay twice as much as you do. Check out the online discounts good to go insurance has for seniors and save hundreds with a free quote today.

senior citizen car insurance

Senior Auto Insurance Rate Factors

Your insurance rates are based on many factors, including your age and the amount of coverage you need, to name a few. Another essential factor you should carefully consider, which will help you get covered for less, is the type of automobile you drive. By driving a car that insurers prefer, you could see your ins costs go down quite slightly. For example, if you switch from a Jaguar Sedan to a Toyota Camry, you should be able to save hundreds of your premiums just by switching cars.

Another significant factor for senior auto insurance pricing is the miles you drive each month. The less you are on the road, the less you’re exposed to accidents and other dangers. On the contrary, you will pay more for coverage if you drive over 1,000 miles per month. Many mature drivers are retired and do not commute to work on risky roadways. Insurers will give you significant price breaks if you drive recreationally. See how much you can save with a senior automobile insurance quote online with good-to-go.

Calculate Your Premiums

One of the most significant factors that insurers will use to calculate your premiums is your driving history and DMV record. Most seniors are safe, cautious drivers and get fewer tickets than younger drivers under 30. However, accidents do happen, even to careful drivers. Any driving incident may cause your premiums to go up.

Also, for mature drivers over 70, vision can often decrease along with sensory-motor skills, like the ability to react and adjust quickly. Some older drivers have difficulty driving at night, which can lead to accidents, impacting future rates. However, the good news is elderly motorists get in far fewer accidents than most younger drivers and can qualify for cheaper insurance.

Get Cheap Senior Car Insurance Online

The internet has revolutionized insurance buying and lowered rates for everyone. If you are a mature driver who needs to pay your insurance bill, you should go online and get a few free quotes. Many seniors have traditionally done business with hometown agents that offer more personalized service but often charge more. Some take advantage of older adults and over-sell them high coverage they don’t need.

Do not let this happen to you. One of the great things about shopping for senior auto insurance coverage online is you can get the same policy you want and compare offers from dozens of top-rated carriers. Many retirees are on a strict budget and must save wherever possible. If you need better rates, you can get a particular quote on the web and probably save significantly from your previous agent’s pricing.

How Senior Drivers can qualify for Special Discounted Rates

  • Your Age: If you are over 50, you can be eligible for a good discount.
  • Bundling: If you’re 50 plus and own a home and automobile, bundle them together and save up to 15%.
  • Low Mileage: If you don’t drive much at all or less than 5,000 miles annually, you can qualify for low mileage discounted prices.
  • Great Driving Record: If you’ve got an accident-free driving history with few tickets, you can get good driving discounts.
  • Paying in Full: If you pay your premiums in one payment, you can often get a small price break.

Get your online quote with good to go insurance and see how much you can save on senior citizen car insurance.