Going for Good Auto Insurance

Company Trusted For Over 25+ Years*

Affordable Auto Insurance for High-Risk Drivers in 2025

Good Auto Insurance

Auto insurance demonstrates financial responsibility for driving, covering costs from accidents, theft, or vandalism. Good to Go Insurance excels in providing affordable coverage, especially for high-risk drivers, across all 50 states. With over 25 years of experience in the non-standard market, we offer flexible plans, generous discounts, and compliance with state laws, including no-fault regulations.

Understanding High-Risk Drivers

High-Risk Driver

High-risk drivers are more likely to file claims due to factors like traffic violations or inexperience. Standard insurers often deny coverage to these drivers, but Good to Go Insurance simplifies the process, requiring only basic personal and vehicle information. Our non-standard policies ensure high-risk drivers can secure affordable coverage without extensive background checks.

Reasons for High-Risk Classification

Reason Why It Matters
Serious Traffic Violations Speeding or accidents causing injury/death mark you as high-risk.
Teen Drivers Inexperience increases accident risk, making coverage harder to obtain.
DUIs/DWIs Driving under the influence signals reckless behavior, leading to denials.
Poor Credit Score Low credit may indicate potential missed payments, raising risk.
High-Risk Vehicles Sports cars or antiques are costly to repair and prone to theft.

Non-Standard Insurance Solutions

Non-Standard Insurance

Unlike standard insurers, Good to Go Insurance serves high-risk drivers through the non-standard market, offering policies that meet state requirements, including no-fault laws in states like Florida and Michigan. While non-standard coverage may cost more, our affordable plans and discounts make it manageable. Optional coverage like collision and comprehensive enhances protection without breaking the bank.

Coverage Options

  • Liability: Covers damages to others, meeting state minimums.
  • Collision: Pays for repairs to your vehicle after an accident.
  • Comprehensive: Protects against non-collision damages like theft.
  • Platinum Auto Program: Offers roadside assistance and vehicle replacement.

Discounts and Payment Plans

Good to Go Insurance provides up to 40% in savings through three discount categories:

  1. Driver Discounts: Complete a defensive driving course to save.
  2. Vehicle Discounts: Install safety features or text-blocking devices.
  3. Policy Discounts: Homeowners or multi-policy holders qualify for savings.

Flexible payment options ensure affordability:

  • Monthly Installments: Spread costs over 12 payments.
  • Quarterly Payments: Pay every three months for flexibility.
  • Annual Payment: Save up to 31% by paying in full.

Policy Cancellations and Risks

Insurers may cancel policies due to serious violations (e.g., DUIs, repeated offenses) or payment lapses, classifying you as high-risk. This can make new coverage difficult, but Good to Go Insurance’s non-standard plans offer a solution. Timely payments and adherence to state laws prevent lapses, avoiding fines or vehicle impoundment. Our team provides guidance to maintain continuous coverage.

Nationwide Reach and Compliance

As part of the American Independent Companies, Inc. network, Good to Go Insurance ensures compliance with state regulations, from no-fault requirements to minimum coverage. Our bilingual (English and Spanish) agents offer personalized support, and our 2025 online platform delivers free quotes accessible nationwide, making insurance simple and convenient.

Get Your Free Quote Today

Find affordable coverage with Good to Go Insurance. Compare up to 10 free auto insurance quotes in minutes by entering your zip code. High-risk drivers can trust our expertise and low-cost options to stay insured. Contact our team or visit stores in states like Florida and Texas for tailored support. Start saving now!