Cheapest Car Insurance in Las Vegas

Company Trusted For Over 25+ Years*

Affordable Car Insurance in Las Vegas

Affordable car insurance in Las Vegas

Las Vegas, the world’s gambling capital, attracts 40 million visitors annually with its top-tier entertainment, restaurants, and nightlife. Beyond its glitz, the metro area houses over 2 million residents, leading to heavy traffic around the clock. With this bustling environment, finding affordable car insurance in Las Vegas is essential for saving money. Follow these tips and compare quotes with Goodtogoinsurance to secure the best rates.

Average Car Insurance Costs in Las Vegas

Car insurance premiums in Las Vegas average about $120 per month. Comprehensive coverage costs slightly more, while liability-only policies can start as low as $60 per month. However, rates have risen due to several factors:

  • High vehicle theft rates: Las Vegas has a significant auto theft problem, increasing insurer risk.
  • Poor credit scores: Economic challenges, like bankruptcies from the housing crisis, lead to higher premiums for some residents.
  • Increased traffic and accidents: Population growth has clogged roads, causing more collisions.
  • Drunk driving incidents: About 40% of traffic accidents involve alcohol, fueled by liberal 24/7 alcohol laws and the city’s party culture.

To keep costs down, avoid driving under the influence, which not only raises premiums but also endangers lives. Living in a low-crime zip code outside the metro area can also lower rates significantly.

Top Insurance Providers in Las Vegas

Most major insurers operate in Las Vegas, including:

  1. Geico
  2. State Farm
  3. Allstate
  4. Progressive
  5. Farmers
  6. Mercury
  7. 21st Century
  8. Nationwide
  9. Liberty Mutual
  10. Esurance
  11. AIG
  12. Amica
  13. American Family

A recent comparison for a 42-year-old single male homeowner with good credit showed 21st Century offering the lowest quote, nearly half of Amica’s, with Nationwide and Mercury ranking second and third. Consumer studies also highlight Nationwide as a top low-cost provider in Vegas. Compare free car insurance quotes with Goodtogoinsurance to find the best deal.

Save with Online Quotes

Shopping online is the easiest way to find affordable Las Vegas car insurance. Goodtogoinsurance searches dozens of insurers to deliver fast, free, and private quotes, saving you time and money. Many providers offer direct pricing, helping customers save hundreds. Get no-obligation quotes today and secure coverage tailored to your needs.

Factor Impact on Premiums Savings Tip
Vehicle Theft Increases rates Use anti-theft devices
Poor Credit Raises premiums Improve credit score
Traffic/Accidents Escalates costs Live in a low-traffic area
Drunk Driving Spikes rates Avoid driving under influence