Defensive Driving Insurance
defensive driving insurance
Why many people are terrified of flying, the reality is, the most dangerous thing you can do on a daily basis is getting inside a moving vehicle. That is because thousands of crashes happen each and every day and stats show you will be in at least one in your lifetime. Vehicular incidents have an entrenched impact on our economy in ways many people never even think about it. In fact, these car crashes eliminate roughly 2.5% of the USA’s GDP or gross domestic product each year. That is a staggering figure in the hundreds of billions. Furthermore, they can be life altering events for people, with unrecoverable injuries and deep emotional pain that never goes away, often as a result of a vehicular death.

Even though some accidents are non-preventable, the truth is most are. Let us face it, the majority of people are careless drivers who are not paying attention to their surroundings. These inattentive drivers account for the vast majority of collisions because they are not practicing defensive driving techniques.

Wild drivers not only cause avoidable accidents but drive up the cost of automobile insurance for everyone, this is where defensive driving insurance comes in. Learning these valuable skills can save your life, keep the roads safer and lower the cost of auto insurance. Get your free good to go car insurance quote today and build the coverage you need at amazingly affordable prices.

defensive driving

What Exactly is Defensive Driving?

Most people are clueless as to the actual meaning of defensive driving. This form of driving applies rules and techniques that allow drivers to anticipate risk, implement a methodology of driving that puts safety first and avoid most accidents. Courses around the country are taught and emphasis not putting you in precarious situations, this means if the roads are icy you slow down and don’t tailgate other drivers. You give yourself lots of braking distance from the vehicle in front of you and obey all the posted traffic laws. Remember, when you are behind the wheel, you are in control, and you need to take responsibility for your driving behavior. You need to have a safety 1st mentality at all times. Also, make sure you and all of your passengers wear their seatbelts. They work and could just save your life.

Good Defensive Driver Tips

* Scan the Road around you consistently
A good motorist is aware of his surroundings; this means you are scanning the road ahead of you, the areas to the sides of your vehicle, as well as what’s going on behind you. Also, don’t just look a few feet ahead at the automobile in front of you. Check the traffic patterns a quarter mile and even a half-mile ahead, this will allow you to prepare for almost anything if a crash occurs. Always be vigilant and expect the worst.

* Always give yourself an Exit
When you turn, make sure you have plenty of space and prepare for any sudden change of lanes by other drivers. You should also not allow yourself to get trapped in dangerous situations, like squeezed in the middle of two semi-trucks. If you are out on the interstate, if there are three lanes, the middle one is the safest and gives you an escape route in either direction.

* Do not Drive while Distracted
Everyone loves their cell phones, but do you need to check your Facebook page while driving? You do not! You also should not talk while driving nor text because numerous studies have found a direct link to these dangerous distracted driving habits and collisions. Put safety first by putting the phone down behind the wheel.

* Do Not Tailgate or Speed
So many incidents involve either speeding or tailgating too closely behind other cars. Obey all the speed laws and never ride another cars bumper. Not only is it rude but you might end up rear-ending the vehicle in front of you and being charged with an at-fault accident.

Take a Defensive Driving Class and get Cheaper Insurance

I think defensive driving courses should be required by everyone before a license is issued. These courses teach drivers so much about safety and core techniques, that if followed, would reduce all auto related incidents dramatically. An enormous benefit of completing a defensive driving program is you can save up to 10% on your auto insurance, year after year. So not only will you be a safer driver, but you will save thousands on your coverage over your lifetime. Get your free custom quote from good to go insurance and save up to 55% online.